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Personal Loan Terms & Disclosures

Repayment period

3 – 96 months

Maximum APR

36% p.a. (range 10.49% – 36%)

Processing fee

0% – 6% of loan amount

Representative example

₹1,00,000 at 15% p.a. for 24 months

Monthly EMI

₹4,849

Total repayment

₹1,16,368

Fee (at 2.5%)

₹2,500

Total cost of loan

₹18,868

Actual rates, fees, and terms depend on the lender and your credit profile. GoCredit is a loan marketplace and does not lend directly. All partner lenders are RBI-registered banks & NBFCs.